minimum level of cover a biker
First, the minimum level of cover a biker is required to have is third party insurance. This type of cover would normally cover the cost of damage or injury inflicted on a third party in the event of accident. The snag here is that for one to have their cost covered they would need a higher level of insurance as will be explained below.
Second, the type of bike cover that would take care of your costs is third party fire and theft insurance. This, in addition to a third party cover, insures one's bike for any theft, loss or damage in the event of a fire incident.
Third, in order to be have a third party, fire and theft as well as damage in the event of an accident irrespective of who's at fault covered by one's policy taking out fully comprehensive insurance is necessary.
Sometimes, cyclist may also need to extend their home content insurance cover to cover bicycles. However, for one to know which policy best suits their need speaking to an expert is very important.
Meanwhile, as the tide continues towards biking and bikers prepare for the long trips between London and Paris, bikers need to ensure they are properly insured.
